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Empowering Entrepreneurs, Transforming Lives.
The core mandate of FXMC is to provide financial services in the form of micro loans to small and medium enterprises within all the vibrant market hubs in its operational or geographical area.
FXMC started piloting its operation in 2012 with the help of market coordinators.
After a successful piloting, in September 2014 the company was registered with the money lenders Association Ghana (now as Micro Credit Association Ghana) and subsequently applied for business certificate and operational license from the central bank of Ghana.
The core mandate of FXMC is to provide financial services in the form of micro-loans to small and medium enterprises within all the vibrant market hubs in its operational or geographical area. These target group are unbanked and are neglected by the banks due to either their illiteracy level and or lack of their ability of meeting their loan requirements from the traditional banking sector.
We have proven track record of supporting these petty traders and small, medium enterprises in the form of providing some financial support to help them improve on their working capital. In so doing we offer our potential clients micro-loans and also bring banking to their doorsteps.
With a solid, tested and experienced management team, it is the expectation of management to invest and apply sound financial polices to support, grow and expand our customer’s business or ventures.
FXMC aims at supporting small and medium businesses and providing financial inclusion no matter the background of the customer. We believe these businesses will grow, improve the standard of living of our customers and their family as a whole, create jobs and eventually contribute to the Ghanaian economy in the future and therefore we are resolute in our quest to support them to grow.
At FXMC our vision is to become an expert in providing custom-made financial solutions by maintaining steady growth as we diversify our credit portfolio and employing sound financial policies to become the leading financial services provider in Ghana. FXMC will be a household name for “Easy Access to Credit and Financial Inclusion” in the foreseeable years.
In fulfilment of our corporate vision is to set standards and making all the effort of achieving every single one of it.
So, in our credit operations, FXMC believes in responsible lending where we apply good credit management framework to properly assess each client situation to avoid over indebtedness and reduce bad loans to ensure quality of loan book. We are transparent in our dealings and provide first class customer services in all facets of our operations to make a mark in the financial sector in Ghana.
We want to make a difference not only in our target group but also do responsible lending to add value to our client’s business. These values are the backbone of our corporate culture which is also reflected in our code of conduct here in FXMC.
We consciously train our employees on these values and they are actively applied to day to day operations of the business.
